If you are involved in an insurance coverage dispute because an insurance company refuses to pay your insurance claim, you may have the right to bring an insurance bad faith suit. Insurance bad faith is a legal term that describes a claim that an insured person may have against an insurance company for its bad acts. Under Montana law, insurance companies owe a duty of good faith and fair dealing to the persons and companies they insure. This duty is often referred to as the “implied covenant of good faith and fair dealing” which automatically exists by operation of law in every insurance contract. Insurance companies must be held responsible when their unlawful conduct results in the denial or delay of claims. Our attorneys at Datsopoulos, MacDonald & Lind, P.C. handle all types of insurance bad faith claims, including auto insurance, life insurance, disability insurance, fire insurance, homeowners insurance, long-term care insurance, commercial insurance, and health insurance claims.