Workers’ Compensation

If you have been injured on the job, you deserve justice.  Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee’s right to sue his or her employer for the tort of negligence.  While various plans differ, provision can be made for weekly payments in place of wages, compensation for past and future economic loss, reimbursement or payment of medical and like expenses, and benefits payable to the dependents of workers killed during employment.  The theory for workers’ compensation insurance is that the loss suffered by an employee due to an industrial injury should be borne directly by the industry in which the employee was hired and indirectly by the general public.  As such, workers’ compensation is a “no fault” system and an injured employee need not establish that his employer was negligent in order to receive a compensation award.

Who is Covered by Workers’ Compensation?

What Types of Accidents and Injuries Are Covered?

Types of Compensation Awards.

How and When Do I File a Benefit Claim?

What if My Employer Does Not Provide Coverage?