Chapter 13 Bankruptcy

When you have a steady income but find your debts are more than you can pay every month and you find that you are at risk of losing your home, your vehicle, or are being threatened by creditors, then a Chapter 13 bankruptcy may be the right choice for you.  A Chapter 13 filing may allow you stop a home foreclosure, auto repossession, wage garnishment, and allow you to consolidate your debt into a payment that you can afford.  In most cases, filing Chapter 13 bankruptcy will allow you to consolidate most forms of debt, including, but not limited to, credit card debt, department store debt, student loans, medical bills, past due property taxes, personal lines of credit, and more.